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Credit and Debit Card Payments - Connecting Standard ERP to a credit and debit card processing system

This page describes connecting Standard ERP to a separate system that will control the processing of credit and debit card payments for POS Invoices. When a cashier receives a credit or debit card payment for a POS Invoice, they will seamlessly connect Standard ERP to the processing system. It will instruct the cashier to swipe the credit or debit card using a connected card reader, process the payment and finally update Standard ERP with the result of the process. At the time of writing, card processing applications supported by Standard ERP for use with POS Invoices are Bambora (Sweden), PC-EFTPOS (Australia and New Zealand) and Point via Banksys Yomani and VeriFone Vx810 (Finland).

Precise configuration details will vary depending on the card processing applications you are using. What follows is a general guide: for more detailed information, please refer to your local HansaWorld representative.

General Configuration

Before proceeding to the instructions for each processing system, ensure you have assigned Local Machine Codes to your tills and cash machines.

In the case of tills and cash machines with live connections to the server, open the Local Machine setting in the User Settings module and ensure the Code field in the header contains the correct Local Machine Code. You should do this separately on each till. If the Local Machine Code field was previously empty, you should quit Standard ERP on the till and restart.

In the case of a till with a live-sync connection to the server, you will have assigned a Local Machine Code when you connected the till to the server for the first time.

Point via Banksys Yomani or VeriFone Vx810

In Finland, Standard ERP can process credit and debit card payments for POS Invoices through the Point Transaction Collecting System. The connection to Point will be made through credit card terminals that you should connect to each till and cash machine: supported terminals are the Banksys Yomani and the VeriFone Vx810.

To configure Standard ERP to process credit card payments through the Point Transaction Collecting System, follow these steps:

  1. Connect Banksys Yomani or VeriFone Vx810 credit card terminals to each till or cash machine likely to process credit card payments.

  2. Working on a desktop client, change to the Technics module and open the Local Machine Serial Port Devices setting. This setting should contain separate records for each individual serial port device (i.e. separate records for each individual card terminal). By specifying a Local Machine Code in each record, you will in effect use the setting to specify which tills and cash machines are connected to card terminals. Enter a separate record for each individual card terminal as follows:
    Code
    Enter a unique Code for the card terminal. The Code can consist of up to ten characters, and you can use both numbers and letters.

    Local Machine
    Paste Special    Local Machines setting, Point of Sales/Restaurant/Technics module
    Enter the Local Machine Code of the till or cash machine to which the card terminal is or will be attached.

    Device Class
    Paste Special    Choices of possible entries
    Use 'Paste Special' to set the Device Class to "Credit Card Terminal".

    Device Model
    Paste Special    Choices of possible entries
    Use 'Paste Special' to set the Device Model to "Credit Card Terminal Yomani Banksys" or "Credit Card Terminal Verifone" (depending on the model of card terminal you are using).

    Port
    Specify the till's serial port to which the card terminal is connected.

    If the till is a Windows machine, you may need to obtain a USB virtual comport driver.

    If the Till is a Mac OS X or Linux machine and does not have a serial port, you will need an RS232-to-USB adapter. Install the driver supplied with the adapter. To discover the port number of the new port, you can use the Network section of System Preferences or type ls /dev/tty.* in a new Terminal window. Then enter the port number in this field (for example, /dev/tty.usbserial or /dev/tty.KeySerial1).

    Baud Rate, Flow Control, Data Bits, Stop Bits, Parity
    Refer to the manual for the card terminal to specify the appropriate communications settings. In the case of the Flow Control field, you can choose the relevant value using 'Paste Special'.

    Codepage
    Paste Special    Choices of possible entries
    Specify the code page (character encoding system) that is to be used when communicating with the card terminal. This information can again often be found in its manual.
    All other fields should be empty.

  3. Again working separately on each client or Till, open the Local Credit Card Terminal setting in the Point of Sales module and set the Terminal Type to "Yomani banksys (Serial/COM)":

    Leave the other fields empty. The purpose of this record is simply to signify that credit card payments are to be sent to Point via a credit card terminal.

    Although this setting is in the Point of Sales module, it is stored in the databases on the client machines. Therefore, you need to configure it separately on each client.

  4. Add "Credit Card" and "Credit Card Payment Reversal" buttons to the POS Invoice window. In the rows in the POS Button record that add these buttons, you must specify a Payment Mode in the Code field, using 'Paste Special' if necessary. These Payment Modes will determine the Nominal Ledger Accounts that will be debited with the value of the credit and debit card payments:

    An option that is available is to use separate "Credit Card" buttons for each credit card type (e.g. American Express, Visa, MasterCard, Discover etc). For each button, specify a different Payment Mode as the Code, with each Payment Mode posting to a different Account. This will allow you to reconcile credit card statements more easily.

  5. Refer to the USB/Wifi receipt printers with user-definable print-outs page for details about connecting printers and designing the Form Template that will be used to print receipts.

    To print credit card slip information on receipts, include the following fields in your Form Template:

    Credit Card Slip Note
    enter CUSTOMER as the Field Argument in this field

    Credit Card Slip Note 2
    enter MERCHANT as the Field Argument in this field
    Specify a Line Height in both fields.
    Depending on the printer you are using, you may need to set the Form Template to print two copies, using the 'Copies' function on the Operations menu).<.ol>

    PC-EFTPOS

    PC-EFTPOS is an application available in Australia and New Zealand that allows point of sales applications including Standard ERP to communicate with EFTPOS card devices. PC-EFTPOS can only be used on Windows tills and cash machines.

    To configure Standard ERP to communicate with PC-EFTPOS, follow these steps:

    1. Connect EFTPOS credit card terminals to each till or cash machine likely to process credit card payments. EFTPOS credit card terminals are available with USB or DB9 serial port connections: if your terminals have DB9 connections, you will need to use USB-to-DB9 adapters.

    2. Install the PC-EFTPOS software on each till. Detailed instructions are available from your local HansaWorld representative.

    3. Again working separately on each till, open the Local Credit Card Terminal setting in the Point of Sales module and set the Terminal Type to "PC-EFTPOS (IP)". Enter "localhost" as the IP address. In the IP Port field, enter the port that you specified (when installing the PC-EFTPOS software) to be used by the EFTPOS card terminal to communicate with the till:

      Tick the Terminal prints Receipt and Terminal cuts Receipt options if you would like the card terminal to print receipts. Otherwise, they will be printed by Standard ERP.

      Although this setting is in the Point of Sales module, it is stored in the databases on the client machines. Therefore, you need to configure it separately on each client.

    4. Add "Credit Card" and "Debit Card" buttons to the POS Invoice window. In the rows in the POS Button record that add these buttons, you must specify a Payment Mode in the Code field, using 'Paste Special' if necessary. These Payment Modes will determine the Nominal Ledger Accounts that will be debited with the value of the credit and debit card payments:

      An option that is available is to use separate "Credit Card" buttons for each credit card type (e.g. American Express, Visa, MasterCard, Discover etc). For each button, specify a different Payment Mode as the Code, with each Payment Mode posting to a different Account. This will allow you to reconcile credit card statements more easily.

    5. Create a record in the Merchant ID setting in the Point of Sales module in which the Partner is "PC-EFTPOS":

    6. Create a record in the Payment Gateways setting in the Point of Sales module that refers to the Merchant ID record from the previous step, and in which you have set the Type to "POS":

    Bambora via iSMP Companion and Ingenico iPP 350

    In Sweden, Standard ERP can process credit and debit card payments for POS Invoices through Bambora. The connection to Bambora will be made through credit card terminals that you should connect to each till and cash machine: supported terminals are the iSMP Companion (connects to iOS only, using Bluetooth) and the Ingenico iPP 350.

    To configure Standard ERP to process credit card payments through Bambora, follow these steps:

      ,li>Connect iSMP Companion or the Ingenico iPP 350 credit card terminals to each till or cash machine likely to process credit card payments. In the case of the iSMP Companion, pair it to the iOS device that will run Standard ERP.

    1. Working separately on each till connected to an iPP 350, open the Local Credit Card Terminal setting in the Point of Sales module and set the Terminal Type to "Bambora". Enter the IP address of the device, and specify 1337 as the Port.

      On each iOS device connected to an iSMP, open the Local Credit Card Terminal setting. Set the Terminal Type to "Bambora" but leave the other fields empty.

    2. Add "Credit Card" and "Debit Card" buttons to the POS Invoice window. In the rows in the POS Button record that add these buttons, you must specify a Payment Mode in the Code field, using 'Paste Special' if necessary. These Payment Modes will determine the Nominal Ledger Accounts that will be debited with the value of the credit and debit card payments. You should also add "Connect to CC Terminal" and "Reprint Last CC Slip" buttons:

      An option that is available is to use separate "Credit Card" buttons for each credit card type (e.g. American Express, Visa, MasterCard, Discover etc). For each button, specify a different Payment Mode as the Code, with each Payment Mode posting to a different Account. This will allow you to reconcile credit card statements more easily.

    3. Create a record in the Merchant ID setting in the Point of Sales module in which the Partner is "Bambora":

    4. Create a record in the Payment Gateways setting in the Point of Sales module that refers to the Merchant ID record from the previous step, and in which you have set the Type to "POS":

    Workflow

    After completing the configuration steps described above, cashiers will be able to receive credit and debit card payments, as follows:
    1. After adding every Item to a POS Invoice, the cashier should click or touch the appropriate "Credit Card" or "Debit Card" button for the type of the credit or debit card.

    2. If you are using Bambora or PC-EFTPOS, the 'Credit Card Payment' window will appear:

      If you are using Point via Banksys Yomani, a simpler window will appear:

    3. Enter the value of the credit card payment in the Amount field (this will default to the total of the POS Invoice) and click or touch [Proceed].

    4. In all cases, control will be passed to the credit card terminal. The customer should swipe their card, and the payment will be processed. The terminal will send information to the till or cash machine so the cashier can monitor progress.

    5. After the payment has been processed, a line will be added to the bottom of the POS Invoice, showing the value of the credit card payment.
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    Configuring the POS Invoice Window:

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